What is Voluntary PF

For the deduction of Voluntary Provident Fund you have to apply for regularizing membership/Provident Fund Contributions deduction on salaries over and above Rs. 6500/- or at Higher Rate.

But employer should pay only 12% on basic rate. An employee can deduct the Provident Fund up-to 32% of his basic. for this he gets 8.5% interest rate.

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