Hi,
EDLI is Statutory for those who have covered under PF scheme, if your comapnay is covered under PF scheme then only you can avail this scheme.
Well in PF There are three parts are there details as follows

1. Employee Provident Fund Contribution from Employee and Employer
2. Family Pension Scheme Contribution form Employee and Employer
3. Linked insurance Contribution from Employer only

Linked Insurance: Employee is covered under a insurance policy, if he/she will expire, their family may get the insurance amount Rs. 32,000/- which is a maximum limit, as per the employees salary, contribution and no of years service they may get the insurance amount.


EDIL Scheme: EDIL is alternative scheme in lieu of PF Linked Insurance Scheme which operated by LIC's Group Insurance Scheme department which is accepted PF Department,
However, we have to take the permission from Central PF Office at Delhi, once you get the permission writ a letter to Local PF authorities to transfer the Linked Insurance amount shall be trasfer to LIC Group Insurance Account Under EDIL .


Those who are covered under EDIL Scheme are covered for Rs.62,000/- insurance, irrespective of salary, Contribution and no of years Service, every employee is eligible for these insurance.

Regards,
Hitesh